Yes Bank Hiring for Sales Officer CASA Job at Mohali Full Time

SECTION II: ROLE SUMMARY

The role holder is responsible for acquiring high quality current accounts and savings accounts. The incumbent should be able to leverage opportunities for cross sell of insurance and other revenue products. The role holder should ensure compliance to KYC and other banking norms.

SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIES

Strategic/ Managerial Responsibilities

N / A

Core Responsibilities

Business Acquisition

• Undertakes acquisition of Quality CASA (Current Account & Saving Account)
• Undertakes acquisition of revenue products – Cross sell of Life Insurance products, MF, Gold, Trade/FX, Assets products

• . Maintaining good relationship with the customers through regular connects and prompt redressal of any queries

Quality Focus

• Compliant towards KYC and all operational risk parameters
• Complies with Bank’s policies and processes
• Ensures timely escalation of issues impacting business and appropriate solutions to address the concerns
• Ensures safety and security of Bank and customer’s assets
• Ensures timely submission of MIS reports to relevant stakeholders

Self-Management Responsibilities

• Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are monitored and achieved during the course of the year.
• Takes ownership of his/her own learning agenda by identifying development needs in consultation with the reporting manager and working towards bridging the gaps through various means which go beyond just training.
• Understands the competencies relevant to his/her role, and works towards displaying as well as developing these effectively.
• Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks.

Risk and Internal Control Responsibilities

• Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by the departmental manager.
• Executes the established internal control systems and compiles relevant information for departmental audits, as necessary.

Key Internal Interactions

Purpose of Interaction

Channel Partners

• Liase with TPP, BB, RA representatives as required for closing cross sell

Key External Interactions

Purpose of Interaction

Prospective YBL Customers

• Present the organization in a professional and positive manner to generate interest and capture mindshare

Existing Customers

• Engage and address requirements of Key YBL Accountholders

SECTION V: KNOWLEDGE & EXPERIENCE

KNOWLEDGE

Minimum Qualifications

• Bachelor’s degree in any discipline

Professional Certifications

• AMFI/NCFM/IRDA/JAIIB/CAIIB & such relevant certifications will be an added advantage

Language Skills

• Written and spoken English is essential

EXPERIENCE

Years of Experience

• A minimum of 1 year of relevant experience

Nature of

Experience

• Prior experience of B2B/ B2C sales