Yes Bank Hiring for Credit Manager Job at Calcutta Full Time

Core Responsibilities

• Appraises /recommends/ approves credit proposals as per the delegation of authority.
• Reviews delinquent cases and document learning’s / portfolio reviews for risk management.
• Conducts process audits and reports delinquencies and anomalies.
• Recommends changes to policy/process based on local nuances / competitor feedback.
• Implements system integration plans.
• Monitors NPA and keeps a track of it.
• Ensures field customer visits for PD and deliveries within agreed TAT.
• Managing all CPA’s(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team.
• Ensures maintenance of Healthy Portfolio for the bank.
• Makes customer visits wherever required to ensure appropriate closure of the deal.

People Management or Self-Management Responsibilities

• Manages CPA Team.
• Imparts Training and knowledge sharing

Risk and Internal Control Responsibilities

• Identifies process and policy gaps and potential risk arising out of it.
• Suggests internal control measures and ensure implementation to address such gaps.

Minimum Qualifications

• Bachelors in Commerce

Professional Certifications

• Chartered Accountant / MBA Finance

Language Skills

• Written and spoken English is essential