Job Description:
· Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
· Verifying the promoters track record & ascertaining their credit worthiness.
· Analysis of the financial statements of the prospective customer to identify the short term & long term
· solvency & liquidity position
· To ensure Bounce Rate and Delinquency are within acceptable standards.
· Monitor and enforce approval rate and TAT as per prescribed standards.
· Monitor and ensure that the monthly Branch audit score is satisfactory.
· Vendor Management.
· To conduct customer meeting to evaluate credit proposal
· PDD Tracking and closure
· Compliance to repayment instrument replenishment to ensure regular repayment of EMI
Desired Candidate profile
Total Exp: 3 to 7 years experience in LAP/HL
Relevant Exp: 3-5 years in Underwriting and PD Experience
Key Skills:
BCM ,credit Executive, Credit Manager,LAP,Housing Mortgage Loan
Job Type: Full-time
Salary: ₹300,000.00 – ₹500,000.00 per year
Schedule:
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+91 9655449003