or

Roles and Responsibilities

• Ensure credit underwriting in line with defined credit policy of Unsecured Business
• Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio
• Understand credit policy and processes as well as credit environment
• Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited in line with requirements
• Ensure the quality of Credit approval notes and the Credit approval mails.
• Ensure the TAT for all the proposals is maintained in line with the prescribed standards
• Ensure the productivity for underwriting proposals is maintained inline with the prescribed standards
• Ensure all MIS is maintained timely and correctly
• Contribute to the new project initiatives for Unsecured Business
• Work on other products for Unsecured finance apart from unsecured business loans
• Supervise the Credit Executives (CPA team) and conduct regular training sessions for them