or

Roles and Responsibilities

To evaluate proposals of customers for secured and unsecured MSME business loans

• Credit Appraisal of Loan applications as per defined policy and process of the organization with

in specified TAT

• Preparation of Credit Appraisal Note covering all the facts and deviation of the case for

decision making as per policy

• Underwriting cases with desired level of quality and enabling achievement of Business target
• Regularly monitor delinquencies of the portfolio and take corrective action as and when

required to control early bucket delinquency

• Timely resolution of Audit observations and ensuring highest standard of policy and process

compliance

• Managing a team of CPAs
• Imparting training to new joinees
• Coordinating with other teams like sales, operations, legal and collection
• Management of third-party vendors like FCU/CPV. Legal and technical at local level