§ To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.
§ Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.
§ Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.
§ Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.
§ Knowledge of the location / area is an essential criteria.
§ Well versed in the local language apart from Hindi and English.
§ Good knowledge of interpreting financial trends.