Credit Manager
IDFC FIRST Bank Hiring for Risk Manager-Secured Loan Job at Mumbai Full Time
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Job Description
Job Title –
Policy Manager
Place of work
– Mumbai
Business Unit
- Retail Banking
Function
– Business Intelligence Unit/Central Operations
Job Purpose:
The role bearer has the responsibility to prepare and implement policies for secured and unsecured products. The role bearer is expected to provide training to underwriters in terms of new policies provided and ensuring its flawless execution. The role bearer has to conduct monthly presentation to senior management about the health of the portfolio.
Roles & Responsibilities:
Develop and implement of loan policies for secured / unsecured products
Make sure flawless system integration/enhancements for implementation of policies
Ensure proper training of underwriting units in terms of new policies
Managing of portfolio through monthly portfolio analysis
Actively monitor and track net credit losses (NCL) for the product
Conduct monthly presentation to senior management about the health of the portfolio
Regularly update competition benchmarking to enhance the product suite
Implement the learnings from portfolio management as policy actions
Educational Qualifications:
Graduate – Any
Post Graduate – Finance
Experience:
Minimum of 5 to 7 years of experience in policy making.