Key Responsibilities:
Facilitate regular asset quality reviews with analytical insights to identify risks/ opportunities and recommend relevant actions
Appraise and evaluate clients’ creditworthiness for onboarding asset relationship in accordance with bank policies and regulatory framework
Review, recommend or reject loan requests, based on credibility and potential revenues and losses
Negotiate loan terms with borrowers to mitigate credit risk
Ensure credit policies and risk appetite criteria are adhered regularly,
Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control
Capture and share best- practice knowledge amongst the team