Credit Manager

HDFC Bank Hiring for Retail Agri-Credit-officer – Karim Nagar Job at Telangana Full Time

Group Company: HDFC Bank Limited

Designation: Retail Agri-Credit-officer

Position description: Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.

Primary Responsibilities:

  • 1. Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check;
  • 2. Update BET details / findings in BET tool, this also includes;
  • 3. Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action.
  • 4. Physical File Verification with system/Mobile APP- Crosschecking of entry done in system with applicationform details of each member via KYC detail, family details, existing loan details & activity
  • 5. Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.

Additional Responsibilities:

  • Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
  • Cross Verification of certain track from different MFIs on case to case basis.
  • Accompanying Credit Manager for post disbursement visits, if required
  • Advance planning with business team on groups to be visited per week.
  • Feedback to Credit Manager about geography, negative area, competition presence, customer quality, market trends in terms of launch of new products by competitors,
  • change in their sourcing / appraisal process etc.
  • Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.

Educational qualifications preferred

  • Category: Bachelor’s Degree, Master’s Degree

Required work experience

  • Industry: BFSI/Insurance
  • Role: Fresher/Sales
  • Years of experience: 0 to 1

Required Skills:

  • Honesty & integrity
  • Hard & smart working
  • Go getter attitude
  • Ability to convince & influence
  • Good observation skills
  • Communication & inter-personal skills


Other:

  • Reporting Designation: Credit Manager
  • Reporting Department-Sub BU: Retail Agri Credit

Other details

Job Overview

  • Date Posted:
  • Location:
  • Job Title: HDFC Bank Hiring for Retail Agri-Credit-officer – Karim Nagar Job at Telangana
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