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Responsible for Credit underwriting, credit Appraisals of Consumer Durable Loans. • Manage credit quality and control delinquencies. • Understand credit policy and processes as well as credit environment in the city / branch. • Ensuring 100% screening of new applications.
Responsible for checking online profiling of customer in fastest mode. • Managing Post Disbursement Verification • Investigation on pre acquisition fraud’s • Managing Weekly and Monthly MIS and Trackers. • Monitor and enforce approval rate and TAT as per prescribed standards. • Co-ordination with Business team for resolving queries.
Sharing of best practices and trend for respective locations. • Graduate/Post Graduate • 2 – 3 yrs experience. • Understanding of CD business and its profit drivers. • Strong Inter-personal and leadership skills.
Ability to drive and track profitability at unit levels.