DBS Bank
Job Purpose :- To be responsible for the credit administration related work.
Key Accountabilities :-
- Preparing/Checking of offer letters and documents in line with the credit conditions stipulated in Credit Memos
- Monitoring of post disbursal conditions
- Limit inputting, release and Checking of all conditions precedents stipulated in Credit Memo before loading of both Offshore and Onshore limits
- Tracking of various regulatory/Credit Monitoring items like Stock Statement, QIS, Insurance policies, collateral audit, ROC Search etc.
- Preparing MIS on incomplete security documents and and liaising with RMs for receipt/rectification of such items
- Liaising with in-house legal team and external legal counsel for drafting of non standard docs so as to ensure that credit conditions stipulated by credit chain are incorporated in such documents
- Liaising with HO, other department for MIS and other information as well as for off-shore limits loading/facilities disbursals.
- Participating actively in Process analysis and making them more efficient and reducing duplication of processes.
Job Duties & responsibilities:-
- Checking of offer letters and security documents
- Follow up of Pre and Post monitoring disbursal conditions and pending security documents
- Preparing of various MIS which includes, Internal MIS and that for HO/ regulators
- Effect Data base management of various MIS pertaining to Credit Control Unit
- Liaising with in house and external legal for drafting of non standard docs and also with vendors for valuation, charge creation etc.
- Effective management of the portfolio being handled by him/her.
Experience:-
The job holder should have requisite skills in terms of understanding the various products offered by the bank. He/She should have handled credit administration
Jobs. Minimum stint of 3-5 year in credit administration in various positions (For BE-A the experience level of 3 years can be considered).
Education / Preferred Qualifications :-
The job holder needs to be at least a graduate in the Commerce stream. Should have handled documentation for at least 3-5 years,. Basic knowledge of MS Office and various systems used by CCU can be an added advantage.
Core Competencies:-
The job holder needs to posses the following skills:
Job Knowledge: The job holder needs to have thorough job knowledge of documentation and various corporate bank products and needs to know as to what is expected from him/her.
Organising Skills: The job holder needs to be organised so as to enable him to meet the conflicting deadlines.
Proactive: To understand the system implementations and grasp the changes faster.
Communication Skills: The job holder needs to have effective verbal as well as written communication skills.
Interpersonal Skills: The job holder needs to liaise with various stake holders including but not limited to RMs, Legal Compliance, Finance teams.
Technical Competencies :-
The job holder needs to have the Basic knowledge of MS Office and various systems used by CCU. He/she should be well aquatinted with RBI as well as ECB norms for offshore lending and other regulation prescribed by various regulators from time to time.
Work Relationship:-
To work with:
Internal: Head Credit and other business managers, HR and Audit team
External: Credit Admin HO, CRAD HO, Legal Counsels etc.
Primary Location: India-Maharashtra-Vikhroli
Job: Risk Management
Schedule: Regular
Employee Status:
Full-time
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Job Posting: Aug 1, 2022, 8:14:48 AM