Credit Manager – LAP (Location : Ernakul…MFT8894
Skill
CREDIT
CREDIT ANALYSIS
Minimum Qualification
CA (CHARTERED ACCOUNTANT)
CERTIFICATION
No data available
Working Language
No data available
Job Purpose: Managing the LAP Credit department of the bank, Ensure Adherence to Approved process, policies and manuals of the department, Ensure RBI and internal Job Responsibilities: (1) Review credit proposals submitted by business on assigned set of accounts and assess the risk involved comprehensively. (2) To convey a clear opinion regarding the feasibility of the proposed transaction/ proposed facilities, from risk point of view, covering business model, industry risk, structure, financial risk (3) Maintaining Complete / accurate CAM’s / Coverage and Intensity of Diligence & Adherence to Credit Policy and extant regulatory guidelines (4)Ongoing monitoring of accounts including tracking developments in the industry and the account to identify stresses early and work with business and risk teams in devising appropriate mitigation strategies wherever required. (5) Maintaining credit TAT (6) Any other credit related activities assigned by HOD credit.