“This position is open with Bajaj finance limited”
Job Duties & Key Responsibilities
Duties and Responsibilities – Qualification: CA Experience: Fresher – An effective communicator with the ability to coordinate with internal & external stakeholders & relate to people at all levels of business and management. – Assessing loan applications for credit appraisal which includes financial analysis to understand the solvency liquidity position and credit worthiness of individual and corporate customers. – Assess income and various obligation ratios in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure. – Calculating eligibility basis portfolio as per BFL policy and doing risk check of customers. – In dept knowledge of Capital Market and daily monitoring of stocks impacting BFL LAS exposure. – Preparation of detailed Credit Approval Memo for high value cases and getting it approved from respective approving authorities basis BFL defined approval matrix. – Adhering to all regulatory and statutory compliances & implementing operational risk controls related to LAS transactions ensuring fair sanctions to corporates and non-corporates and timely processing of cases in given TAT. – Monitoring the portfolio behaviour of LAS Portfolio and identify the early sign of stress in the portfolio and highlight it to the reporting manager. – Policy preparation/review /updation at regular intervals – Review and renewal of existing LAS Portfolio. – Regular tracking of progress on the agreed key metrics towards delivering on the strategy. – Preparation of RPRs of the LAS portfolio as when required. – Providing timely inputs to Business team COE Compliance team Finance team IFC Audit team Internal Audit team RBI Audit. – RBI Reporting of SMA-2 and large exposure. – Monthly preparation of Deck