Credit Manager
Bajaj FinServ Hiring for Area Manager – Credit Operations/Senior Area Manager – Credit Operations Job at Cochin Full Time
Job Reference
* JR00107805
Job Summary
* Area Manager – Credit Operations/Senior Area Manager – Credit Operations
Job Purpose
“This position is open with Bajaj Finance ltd.”
Job Duties & Key Responsibilities
* Duties and Responsibilities – Duties and Responsibilities: • In-depth understanding of the financial products and credit policies for Secured and Unsecured business lines . • Would be responsible for managing credit verification vendors and ensuring TAT as well as Quality standards defined by BFL is adhered too. • Responsible for end to end disbursement and payment process for Secured and Unsecured business. • Drive adherence to various process and policies defined by central teams at location level. • Responsible for managing PDD process at branch level and ensure NIL process gaps. • Ensure teams are well updated with latest policy and process circulars sent by risk and HO operation team. • Engage with Sales and Underwriting team at a location level on an ongoing basis to address concerns / issues and working on improvising the overall process efficiency. • Carry out regular branch visits to address location level issues and verify adherence of various processes at Branch level. Required Qualifications and Experience: • Minimum graduation with 4-6 years of experience in Credit and Operations. • Effective verbal and written communication skills. • Problem solving skills with strong attention to detail • Flexible in terms of office timings • Mortgage/Personal/Business loan disbursement experience is must
Required Qualifications and Experience
* Duties and Responsibilities: • In-depth understanding of the financial products and credit policies for Secured and Unsecured business lines . • Would be responsible for managing credit verification vendors and ensuring TAT as well as Quality standards defined by BFL is adhered too. • Responsible for end to end disbursement and payment process for Secured and Unsecured business. • Drive adherence to various process and policies defined by central teams at location level. • Responsible for managing PDD process at branch level and ensure NIL process gaps. • Ensure teams are well updated with latest policy and process circulars sent by risk and HO operation team. • Engage with Sales and Underwriting team at a location level on an ongoing basis to address concerns / issues and working on improvising the overall process efficiency. • Carry out regular branch visits to address location level issues and verify adherence of various processes at Branch level. Required Qualifications and Experience: • Minimum graduation with 4-6 years of experience in Credit and Operations. • Effective verbal and written communication skills. • Problem solving skills with strong attention to detail • Flexible in terms of office timings • Mortgage/Personal/Business loan disbursement experience is must
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