Conducting Personal Discussion and Liquidity Income Process with client for Business loans, Home loans, LAP & unsecured loans.
Take sound lending decisions based on available information and interaction with the applicants.
Assessing credit worthiness of a proposal by studying financial history basis documents submitted, market information, and reference checks.
Timely processing of all proposals to ensure faster TAT
To review and closely monitor all MIS regarding portfolio and reporting to back office team on daily basis.
Follow the Due Diligence process to know the true financial position of the applicant
Verify the business documents like ITR, Banks statements, and other business related document
Draft the PD and LIP report and estimate financials such as P&L A/c and balance sheet to find out the loan eligibility.
Verification of documents of Business undertaking.
Follow the Due Diligence process to know the true financial position of the applicant Verify the business documents like ITR, Banks statements, and other business related document.