IDFC FIRST Bank Hiring for Risk Manager-Secured Loan Job at Mumbai Full Time

Job Title –

Policy Manager

Place of work

– Mumbai

Business Unit

• Retail Banking

Function

– Business Intelligence Unit/Central Operations

Job Purpose:
The role bearer has the responsibility to prepare and implement policies for secured and unsecured products. The role bearer is expected to provide training to underwriters in terms of new policies provided and ensuring its flawless execution. The role bearer has to conduct monthly presentation to senior management about the health of the portfolio.

Roles & Responsibilities:
Develop and implement of loan policies for secured / unsecured products

Make sure flawless system integration/enhancements for implementation of policies

Ensure proper training of underwriting units in terms of new policies

Managing of portfolio through monthly portfolio analysis

Actively monitor and track net credit losses (NCL) for the product

Conduct monthly presentation to senior management about the health of the portfolio

Regularly update competition benchmarking to enhance the product suite

Implement the learnings from portfolio management as policy actions

Educational Qualifications:
Graduate – Any

Post Graduate – Finance

Experience:
Minimum of 5 to 7 years of experience in policy making.